Thursday, August 18, 2011

ICICI bank announce fixed loan interest rate

Hi, ICICI bank announce a dual loan in which a customer can fixed their interest rate for one to two years. For a home loan of amount up to 25 lakhs, a fixed interest rate of 10.50% will be charged in one to two years and after that loan emi will start at floating rate of interest. After that other banks are also likely to announce their offers about home loans in coming days. for read more information about loan interest rate log in icicibank.com

Wednesday, August 17, 2011

Interest rate hike in India RBI

Hi, In India now interest rate are very high and according to last updation in RBI the interest rate may high upto .75%. This directly affect the loans interest rate and some chance to low the rate of property in coming time. Reserve bank of India take a step to control real estate price in India that's why to increased rate of interest. Home loans banks provider in India now increse their interest rate like HDFC, ICICI, HDBC and LIC housing and financial.

Tuesday, June 7, 2011

No worries even if history of bad credit

Hi, You have no worry even if you have a bad credit history while apply for loans. In UK and Europe there is one type of loan called bad credit loans in which it is not matter whether you fulfill the past loan amount or not.

The bad credit history loans are of two types one is secured loan and other unsecured both for availing the secured loans you will have to pledge collateral. While applying any one of loans one point must be noted that the advantages of going for the secured loans are that the rate of interest in such loans is lower and the repayment term is longer. You can borrow an amount starting from £5,000 to £100,000 in the secured bad credit history loans and the repayment term is 5 to 25 years.

Monday, May 30, 2011

Personal loans highest interest rate

Hi, Personal loan is the loan which is borrowed from any financial companies or bank with highest rate of interest. An urgent need of cash is the big problem for all middle class families and the requirement can be full fill by taking personal loans.

In India, there are many financial companies and bank like ICICI bank and HDFC bank that provides personal loans but with higher rate of interest. In India Govt. employees have more option for taking these types of loans with low rate of interest but for private employees, there are no other option.

Some banks also provide these types of loans through credit cards and also called credit card loans which is quite same as personal loans.

In Europe, this type of loan are also called payday loans or cash loans.

Wednesday, May 25, 2011

House loans as easy as other loans

Hi, home loans are used to build a house or sometimes reconstruction purpose loans. The interest rate of home loans are very cheap as compared to personal loans and are easy to avail by submitting some documents to the bank. In India also, It is very easy to approve home loans according to person Income Tax Return (ITR). There are some popular government and private firms which provide mortgage with some easy steps and at reasonable rate of interest. HDFC, ICICI and LIC housing financial corporation are some top most companies that provide mortgage. According to my view, If you have option to which firm select for borrowing home loan or mortgage than LIC housing financial corporation (LICHSGFIN) is the best option.

The LIC corporation have no other charges, if you paid total loan amount before the actual date of loan installment. This corporation also have schemes to fixed your installment of home loan and not floating rate like other private banks and firms like India Bulls.

Tuesday, May 24, 2011

hello World

Hi, I have read hundred of articles and news about cheap loans, loans with no documents required and many more. In a middle class families, There will be a time when need some extra cash for hospitality, events and many more requirements. In fulfill of all these requirements there are facilitate of payday loans, cash loans and personal loans.